Want to know How To Delete PhonePe Account Permanently In 2021? then, you are in the right place. Here is the step-by-step guide on how to close the PhonePe wallet.
First of all, I want to ask you why are you deleting your PhonePe Account? Think again and if you are serious and want to delete PhonePe Account permanently then, I want to make you alert that you will not be able to recover your PhonePe account again and you will never get the details of your PhonePe transaction in the future in any case.
I never recommend anyone to delete the PhonePe account because it is India’s largest and popular UPI transaction app which is running in India very successfully since 2017 when the UPI was launched.
PhonePe UPI transaction apps have helped many peoples to make their work easy and fast. Firstly peoples were going to bank if they want to send or deposit cash in anyone’s bank account but after PhonePe App was launched make their work easy and they can now send money anywhere by sitting on their bed.
Then also if you are serious and want to delete PhonePe account permanently then be on this article till the end. Believe me, we will interact with you and you will not feel bored while you go through our article. So, without any further discussion let’s get started.
Table of Contents
About PhonePe App
PhonePe is the Indian digital payments and financial services gateway. PhonePe was founded in December 2015 by three partners named Sameer Nigam, Rahul Chari, and Burzin Engineer.
The PhonePe app is based on the Unified Payments Interface (UPI) which went on work in India in August 2016. By the PhonePe app, users can send and receive money directly and safely in their Bank account through Unified Payments Interface (UPI).
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PhonePe app is not meant only for sending and receiving money it works like a user’s personal accountant. Users can do many more tasks with the PhonePe app like recharge mobile, DTH, Hotspots, Data Cards, Pay cardless, buy and sell digital gold, invest in mutual funds, make a fixed deposit, book tickets of the airplane, buses, movie shows, and many more tasks.
PhonePe payment gateway is a safe and secure method for transacting anywhere. PhonePe is licensed by the Reserve Bank of India so, why delete PhonePe account permanently if it gives us too many facilities.
Measures To Follow Before Deleting PhonePe Account Permanently
You must have to follow the below safety measures before deleting your PhonePe Account Permanently.
NOTE: If you will not follow the below safety measures before deleting your PhonePe Account, then anything can happen in the future regarding your security.
- Use PhonePe Wallet Balance or Transfer Phonepe Wallet Balance To Bank Account
- Delete PhonePe Transaction History
- Delete Bank Account From PhonePe
- Remove your Debit Card or Credit Card information from PhonePe.
How To Transfer Phonepe Wallet Balance To Bank Account?
This is the most famous topic to Transfer Phonepe Wallet Balance To Bank Account free of cost. A lot of PhonePe users want to know this so we finely we will tell you two methods by which you can Transfer Phonepe Wallet Balance To Bank Account.
The two methods by which you will be able to do PhonePe wallet to Bank transfer with 0% charge.
- Gold Trick
- Deactivating PhonePe Account
I will not recommend the second method to anyone because the PhonePe app is a very helpful UPI payments application.
Method 1: Buying and Selling Gold Trick
I think this is the best trick to transfer the PhonePe wallet balance to a bank account. But, this process is not instant it takes 24 hours or more to get wallet balance to your bank account. In this, you have to pay a 7% charge while you are selling gold so if you are selling gold of 100rs then you will get 93rs in your bank account.
Follow the below steps to get your PhonePe wallet balance in your bank account.
- Open PhonePe app
- Click on ‘My Money’ >> Gold
- Then click on Buy gold and select the amount of gold you want to buy
- Proceed to the payment and pay via wallet balance
- After buying gold you will be able to sell that gold after 24 hours.
- After selling the gold you will immediately get your wallet balance to your bank account.
Method 2: How To Deactivate PhonePe Account?
In this method, you will get the wallet balance in your bank account immediately after deactivation the PhonePe account. But, remember you will not get your PhonePe account back again. So, think a hundred and a thousand times before moving to deactivate PhonePe account.
- Open PhonePe app >> Wallet
- Click on the ‘Close Wallet’ button below
- Then choose the ‘Confirm and Close Wallet’ Button
- Click on the ‘Deactivate Wallet’ button.
How To Delete PhonePe Transaction History?
To delete PhonePe Transaction History follow the below steps carefully.
- Open PhonePe App In Your Phone and log in your account
- Open Transaction History
- Select The Transaction History You Want To Delete
- Click On The Delete Transaction Button (For the old version)
- Select Contact Support (For the new version)
- Send Message to Contact Team Regarding this
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How To Delete Bank Account From PhonePe?
If you will not Delete bank account from PhonePe then this will not help you to make your bank account safe before deleting your PhonePe Account. But, it is also helpful if your Bank is facing any technical issues and your payments are on hold or in a pending state.
In that case, if you will delete bank account from PhonePe then this will prevent your money deducted from your bank account. We have shown you step by step guide on how to delete bank account from PhonePe below:
Step 1: Open PhonePe App In Your Phone
Open the PhonePe application on your mobile phone and make sure that you are logged in already in your account.
Step 2: Click on the ‘My Money’
After logging in to your PhonePe account then click on the ‘My Money which is present in the bottom menu bar.
Step 3: Click On ‘Bank Accounts’
After click on the Money Icon, you will see the Payment options then you have to click on the ‘Bank Accounts’ to see all bank accounts linked to your PhonePe account.
Step 4: Select the Bank Account
Select the bank account which you want to unlink from the linked bank accounts with your PhonePe account.
Step 5: Click On the ‘Unlink Bank Account’ button
After selecting a bank account scroll down and click on the ‘Unlink Bank Account’ button.
Step 6: Click On the ‘Unlink’ Button
After clicking on the ‘Unlink Bank Account’ button, a pop-up will appear then to delete bank account from PhonePe you have to click on the ‘Unlink’ button.
After clicking on the ‘Unlink’ button your bank account will be successfully deleted from PhonePe.
PhonePe Account Delete Permanently 2021
There are many reasons why you want to do PhonePe account delete permanently. If you have more than one PhonePe account then also you can delete PhonePe account. Also, if you have switched your UPI-based number then also you can delete your Phonepe account or you are deleting your PhonePe account because PhonePe is not giving the cashback offers like before.
There is not any direct option to delete PhonePe account permanently but you delete PhonePe account permanently by contacting their support team. You can do that by PhonePe app or by visiting the PhonePe Official Website.
How To Delete PhonePe Account Permanently via App?
This is an easy and fast process to delete PhonePe account permanently. Follow the below simple steps.
Step 1: Open PhonePe App In Your Phone
Open the PhonePe application on your mobile phone and make sure that you are logged in already in your account.
Step 2: Click on the ‘Question Mark’ icon
Click on the ‘Question Mark’ icon present on the top right corner in the PhonePe app.
Step 3: Choose ‘My Account and KYC’
After clicking on the question icon then you have to choose the ‘My Account and KYC’ option in the help center.
Step 4: Choose ‘My PhonePe Account Details’
Choose ‘My PhonePe Account Details’ from the given option on the next page.
Step 5: Click on ‘Deleting my PhonePe account’
Click on the ‘Deleting my PhonePe account’ option and choose ‘I have not happy with PhonePe’.
Step 6: Click on Contact Support
Choose your preferred language and answer all the questions asked by the live support by PhonePe.
After answering all the questions you will successfully able to perform PhonePe Account delete permanently.
How To Delete PhonePe Account Permanently via Website?
If you are unable to delete the PhonePe account via the app then you can use this trick to delete the PhonePe account permanently via the PhonePe Official website.
Step 1: Open PhonePe Website
Open PhonePe Official Website and log in to your PhonePe account.
Step 2: Click on the ‘Contact Us’ button
There are two options to contact the PhonePe support team one via email and the other via phone. Choose the option by which you want to contact and create a support ticket and say to delete PhonePe Account Permanently.
After doing all this PhonePe team will contact you in 2-3 business days and will help you to delete your PhonePe account.
Conclusion
I will not recommend anyone to delete PhonePe Account permanently because PhonePe is a UPI-based payment app and it is very useful in day-to-day life. PhonePe have helped many peoples and organizations and providing better cashback opportunities.
If you have any query related to this then you can comment us or contact us to get help from us. Share this article with the helpless peoples who are unable to delete their PhonePe account.